EMA Care Blog

Our Blog covers recent, relevant and helpful health and healthcare news

Israeli Health Insurance for Students

health-insurance

Explaining Israeli health insurance for gap year students keeps EMA Care staff busy.

EMA Care currently assists several hundred gap year students studying in Israel plus several hundred more in clinics managed by EMA Care. Almost all students are on tourist or student visas, which mean each student has health insurance especially designed for students and tourists.

Israeli health insurance for students usually covers 100% cost of doctor visits, tests, and medication for routine, new issues. It does not cover any appointments, treatments, tests, or medication for a preexisting health condition. Some plans will allow a student with a preexisting condition take out, at an extra cost, extended benefits to include hospitalization for a preexisting condition. This can only be done if the condition has been stable for six months before arriving in Israel.

Some exclusions (depending on the policy) may include psychiatric or psychological care, ADHD medication or evaluation, medical equipment, physical therapy or para-medical therapy, holistic treatments, and over the counter medications. Some policies include emergency options to fly a child back home for medical care.

Examples of Routine Medical Care

1. Fever with a sore throat
2. Tiredness and a general feeling of being unwell
3. Stomach issues like diarrhea, constipation, abdominal pain
4. Respiratory infections – colds, coughs, bronchitis, pneumonia, sinusitis

In all these cases, family doctor appointment, lab tests (as needed), x-rays (as needed), and prescription medication are covered by most types of health insurance.

It’s important to note appointments for family doctors are generally readily available. See HERE for information on weekend/ holiday availability. In most cases, family doctors have to refer the student for tests, specialist appointments, and lab work.

Examples of Non-Routine Medical Care (which will not usually be covered by local student insurance):

1. Dietician
2. Podiatrist
3. Complementary medicine such as cranial-sacral therapy, homeopathy, osteopathy, and reflexology
4. Physical therapy

Some programs request each student to use the same medical insurance, issued by a specific broker. Some programs allow each student to choose their own medical insurance. EMA Care has partnered with both types of schools. When every student has the same medical insurance policy, the student’s healthcare is managed more efficiently. EMA Care urges schools to sign on for one medical insurance plan for all students. We strongly recommend parents to request one plan for all students and, if the option is available, to sign up for the school medical program even if your child has coverage through your home insurance carrier.

EMA Care strives to explain Israeli health insurance coverage to parents and to students. When EMA Care is working together with the student’s school it is our job assist each student in how to maximize benefits that the Israeli medical insurance offers.

 

×
Stay Informed

When you subscribe to the blog, we will send you an e-mail when there are new updates on the site so you wouldn't miss them.

Health Guidelines for Students
Panic Attacks in Gap Year Students

Our Latest Blogs

31 October 2021
You have decided to make your Aliyah and currently take prescription medications. How can you continue with your medication regimen in Israel? How can you ensure that your medications are available in Israel and how do you communicate the need for th...
17 October 2021
During the Coronavirus pandemic, many people have been worried about the upcoming Flu season. But to everyone’s surprise, the numbers in the southern hemisphere were the lowest they have been in a long time. “Never in my 40-year career have we ever s...
10 October 2021
Rheumatoid arthritis is an autoimmune chronic inflammatory disorder. Many people think that this disease only affects one’s joint - but it can also affect other things such as skin, lungs, heart, and blood vessels. About 40% of Adults have Rheumatoid...

EMA Care in the News

05 September 2021
Medical Care during the Holidays can be tricky in Israel especially if you do not speak Hebrew. During the holidays, many medical offices and hospitals are operating on Shabbat mode. Shabbat mode means that personnel is cut to minimum staffing, many ...
19 July 2021
Over the years, we've been approached by people who've asked us about different kinds of diets and food plans. Intermittent fasting has become very popular over the last few years. It is a method of dieting that restricts the amount of time you are a...
11 July 2021
 Telemedicine is a great option for caring for geriatric populations in Israel. This is especially true during the Covid-19 pandemic. Over the years, we’ve had many clients who care for their older, dependent parents. Take our clients, the A fam...

What Our Clients Say

Amazing!

"Amazing! HaShem should bless all of you! This service you offer after everything we have been through is a bracha. I can’t thank you enough!"

-WF -New Jersey

Read More...

Our COVID-19 WhatsApp informational group

Thank you so much for your help. I can't tell you how this Whatsapp group helps all of us. It makes everyone so much more relaxed to have real good information and have somewhere to ask questions, I am so grateful!
Read More...

Our COVID-19 WhatsApp informational group

I want to express my appreciation for these very informative updates.

Thank you so much

Read More...

Entry to Israel services

Your team was so attentive to my needs. Everyone was so incredibly quick to respond and were proactive when they were able!

Read More...

Interview with Dr. Mobeen & Dr. Eliana Aaron

Many thanks for your hour-long session on Dr. Syed's YouTube channel. This is the best Hasbara Israel could wish for!

Read More...

EMA Care information and Q&A conference

Thank you for the zoom (and all your updates). It was great. I wish the news was like that. Straight forward, factual, unemotional.  Bravo to both of you ladies!! 

Read More...

EMA Care information and Q&A conference

Thanks so much for your time and attention! It was excellent! Thank you guys so much for organizing.

Read More...

EMA Care information and Q&A conference

Thank you! Very helpful and comprehensive.

Read More...

WhatsApp groups

I really appreciate being apart of your WhatsApp groups. It keeps me informed and up to date!

Read More...

Ema Care WhatsApp groups

I have been following your updates closely and I really appreciate your posts and I know that I am reading accurate information 

Read More...